Posted by on May 9, 2019 10:00 am
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Categories: µ Newsjones

In an article published in USA Today, the newspaper claimed that Americans are indulging in too many ‘non-essential’ expenditures … like having a midday meal

We live in what feels like permanently lean times. 42% of American adults are at risk of retiring broke, a whopping 60% don’t have enough money saved to cover a $1,000 expense, and the majority don’t expect their lot to improve in 2019. But fret no more, for the Nobel-worthy economists at LadderLife.com (“we make life insurance simple”) have figured out what’s holding you back from getting ahead, saving for retirement, and taking out a lavish life insurance policy: lunch.

According to a study commissioned by the altruistic insurance website and reported by USA Today, the average American spends nearly $1500 a month on “nonessential items” like takeout or delivery, gym memberships, rideshares, and “buying lunch.” So, food, exercise, transportation and … um, food. Also on the chopping block: Personal grooming (because hiring managers love an unkempt dirtbag), bottled water (think of your thirst as God’s way of punishing you for your poor financial planning) and TV or movie streaming services (forget “Netflix and chill,” it’s time for “stare at the wall and drool”). But who has time to watch movies anyway when you get up at 4am to walk to work because they de-funded public transit in your area? Oh well, at least that takes care of exercise. Meeting a friend for drinks or coffee? Whatever you say, Warren Buffett.

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